Business distress specialists
Business under pressure? We'll guide you through it.
Cashflow strain, creditor calls or ATO debt don't have to end your business. Tell us what's going on and we'll give you an honest, confidential view of your options, before insolvency becomes the only one left.
We regularly help directors with:
- ATO debt and DPNs
- Creditor and lender pressure
- Statutory demands
- Cashflow strain
- Refinancing
- Safe Harbour
- No cost to talk
- Completely confidential
- No obligation
Get your free assessment
Takes 30 seconds. A specialist will call you back within 30 minutes.
Our approach
Understand. Plan. Execute. Rebuild.
Understand your situation
We get to know you and assess your business, financial position and key risks, with no obligations or commitments.
Plan a way forward
We present realistic options to stabilise the business and get it back on track, with an upfront quote.
Execute the plan
We coordinate with all stakeholders and guide you through the process so there are no surprises.
Rebuild and stay with you
Once the plan is executed, we stick with you and support your recovery. Relationships drive us.
Our services
What we can do for you
Pre-insolvency advisory
A confidential review of your financial position, director duties and personal risk exposure, with clear written next steps.
Restructuring & turnaround
Practical plans that address the root causes of distress, not just the symptoms, with support through implementation.
Funding & refinancing
Access to appropriate lenders and funding pathways that relieve pressure and support a turnaround, where appropriate.
Creditor & lender negotiation
Structured, professional negotiation with creditors, financiers and the ATO on your behalf: payment arrangements, standstills or settlements.
Safe Harbour guidance
Support developing and documenting a course of action for directors seeking Safe Harbour protections, alongside your legal advisors.
Not sure what you need?
That's normal. Most owners aren't sure until they've had a proper conversation. Book a confidential call and we'll help you find the right path.
Not sure if you need help?
If any of these sound familiar, it's time to call
The earlier you get advice, the more options you usually have. Waiting rarely makes the problem smaller.
- You're juggling which suppliers or creditors to pay
- ATO debt is growing or you've received a Director Penalty Notice
- A lender has issued a default or demand notice
- You've received a statutory demand
- You need funding to get through the next few months
- It's affecting your sleep, your family or your business
Why engage with us?
We work for you, the director
Bermuda Advisory
- Work for you, the director
- Act strategically in your best interest before, during and after
- Deal with all stakeholders to deliver the best outcome for you
- Provide long-lasting support and guidance
Insolvency practitioners
- Act in the best interest of creditors
- Recover business assets after they've been appointed
- Undertake a formal insolvency process
- Can pursue action against company directors
Who you'll be talking to
Meet your advisors
Our partners work alongside you across your business and its stakeholders, providing clear guidance at every stage of the journey.
Sayed Saad
Partner
Bachelor of Laws (LLB), Bachelor of Commerce, Accounting and Finance, Macquarie University
As a business owner himself, Sayed understands the responsibilities and challenges that come with operating a business. His experience spans insolvency and private credit, making him well equipped to guide businesses through their most difficult periods. He doesn't just diagnose the problem, he knows how to find the way out of it.
Max Szarycz
Partner
Bachelor of Applied Finance with a Bachelor of Economics, Macquarie University
Max's experience in financial services and insolvency has equipped him to assist business owners through challenging times. His exposure to hundreds of businesses and directors allows him to navigate complex financial structures while preserving the human element every business needs.
Is the first conversation really free?
Yes. There's no cost and no obligation. We'll assess your situation on the first call, and if we can help, we'll quote you a fixed fee before any work starts.
Are you liquidators or administrators?
No. Insolvency practitioners act for creditors once they're appointed. We work for you, the director, to find a way forward before a formal process becomes necessary.
Will my creditors or the ATO find out I've contacted you?
No. Everything you tell us is confidential. We only contact creditors, lenders or the ATO once you've engaged us to act for you.
Is it too late if I've already received a demand or default notice?
Not necessarily, but time matters. Call us as soon as possible so we can review the notice and the deadlines that apply.
How soon will someone call me?
Within 30 minutes during business hours. Fill in the form and one of our partners will call you back, or call us now on 1300 304 165.
What should I have ready?
Nothing for the first call. Recent financials, an ATO statement or any creditor letters help, but we can work through it with you.
Ready to talk it through?
One call can take a lot of weight off. No judgement, no pressure, just honest advice about where you stand.